Q&A Round 1 :: The Answers

by derek on May 6, 2008 · 26 comments

Nicole Price asks:

Are you satisfied? Satisfied with what you have achieved, with what you own, or are you the restless sort who always needs more and more and is never really truly happy?
Derek: It depends on the day. Some days I am completely satisfied and others I feel like I am not anywhere near where I want to be. However, when I do feel unsatisfied, I have tried to remind myself to look back at all of the things that I have accomplished to keep things in the proper perspective.

Asia’h Epperson asks:

My question: Is your link to shoemoney broken? 🙂
Derek: Yes, it was broken but I have since corrected it. When I pasted the link into my editing window, it included a carriage return that I didn’t notice when publishing. Thanks!

Nicole Price asks:

Also, what is the one thing that you regret doing or not doing the most?
Derek: One thing that I regret doing is attending an expensive college that resulted in me graduating with considerable student loan debt. While I think things have worked out well as a result, I am not convinced that things would be any different had I attended a much cheaper state school.

Futon-Matt asks:

I have a question Derek. What kind of coffee do you drink?
(Maybe I should have waited until I was finished with my coffee) 🙂
Derek: I don’t really drink coffee at all. Maybe two or three times a year I will have a cup at work if I am cold in the morning. Our office uses packaged Starbucks coffee. Other than that, I indulge in a frappuccino from Starbucks every now and then but my real weakness is Diet Coke.

iphone guy asks:

How long have you been earning money online? How long did it take for you to start making a reasonable amount? Do you feel that the work you put in was worth it?

Sorry for 3 questions!


Derek: My first blog started in August of 2006. The records that I have handy start with January of 2007 when I made a whopping $5.96 from blogging, although I just ran an AdSense report that shows I made $9.05 in that very first month.

It depends on what you consider a reasonable amount but here is the general progression: $100+ in March 2007; $200+ in August 2007; $300+ in September 2007; $600+ in November 2007 (which still stands as my highest month.)

If I were to break down the true hourly rate, I’d probably cry – but I still think it is worth it as this is something that I am passionate about and would be doing even if there wasn’t any money. Don’t get me wrong, the money is nice, but I love the work that I do on the Interweb.

Home Recording Studio asks:

Derek, I have been having trouble with your server. I keep getting the message”Problem loading the page”
Derek: Thanks for the heads up, not sure what was going on but hopefully things are working better for you now. I thought I had read something about some power outages in the area where my host is located but I cannot say that was related.

Furniture Store asks:

Have a great time at the conference and hope you achieve all the goals and targets that you set yourself.
Derek: Thanks, I had a great time at the conference and met so many fascinating people. If you want to read about some of the people that I met, you can get an update here.

Eva White asks:

One question. What is your blogging routine?
Derek: That is a great question. Up until this weekend, I am not so sure that I had a true routine. I think about what I want to post throughout the day and then after arriving home from work and spending some time with my wife and kids, I sit down to start writing.

However, this weekend at SOBCon, Chris Garrett presented some great information that I think will allow me to provide much more structure around my blogging. Stay tuned for more details!

Ling asks:

I consider a blog to be an extension of a person’s real life, like an economics professor having a blog about economics. Question is, how credible is it to run a blog, without having any real life experience to back it up? Is it even right to call yourself an expert on whatever your blog is about, if you haven’t really done anything related in real life?
Derek: I think that really depends on the tone of the blog in question. If you’re trying to present yourself as an authority on the topic, I’d say that you should have some level of experience and knowledge. If you approach the blog from the standpoint that it is a vehicle to share your experiences while you learn, then I don’t think you necessarily have to be an expert – as you will become one over time.

Steve Elliott asks:

Simply question for you Derek…

Which of your commentator’s do you like the most (and which the least!)?


Derek: Ooh, looking to start some controversy huh Steve!

Since I appreciate the comments that everyone takes the time to share, I will say one thing that I would like to see different is to be able to put a name to some of the commentators. While I have allowed people to use keywords as their comment name, I feel it makes it hard to build a relationship with someone when you don’t know their name.

Being able to respond along the lines of, “Hey Steve…” just seems so much more personable than saying, “Hey Gadgets4Nowt…”. But the commentators that I like the least are the ones that leave spammy comments trying to capitalize on a linkback without leaving anything of value, which fortunately has really cut back here.

Home Recording Studio asks:

Why do you think that it is important for you to go outside your normal beat to try and make long lasting relationships. Why not from within your normal everyday circle?
Derek: Making long lasting relationships within your normal everyday circle is very important. However, going outside the normal beat is equally important in my opinion as it will present more diverse opinions and opportunities to connect with someone that you may not otherwise meet. This weekend at SOBCon is a good example, as I met people that have the potential to change my life but I otherwise may never have connected with.

pauletet asks:

I have a question for you. What inspired you to start blogging?
Derek: Two things inspired me to start blogging:

1) In an effort to move my life towards pursuing a passion of mine, I started blogging about personal finance with the desire to share tips and advice to help people eliminate their debt and build a strong financial future. Having lived through it myself, I knew how finding the right words at the right time could change your life and I thought that maybe I could provide that for at least one person out there.

2) After reading a post on John Chow’s blog about the top ten Google AdSense earners, I had dreams of building one or more blogs that could eventually replace my current income and allow me to do something that I am passionate about.

Damien asks:

Cool, I am first … all the rest of you peeps, get in line (LOL)

How important is it to have friends. I’m not talking about internet friends. Flesh and bone, come over for dinner, go see a game at the field with friends. AND, how many of these do you have >:)

I’ve been asking myself this question lately is why. Have a great first night at SOBcon, I am freagin’ jealous dude.

Derek: As an FYI, I am answering the questions in random order thanks to a script from Shoemoney.

Now to your question, I think it is very important to have people in your life that you consider part of your close inner circle of friends. These are the kind of friends that you know that you can count on no matter what and they know they can expect the same of you. Whether it be helping someone move, rushing over to watch their kids due to an emergency, sharing good conversations over dinner, or whatever. These relationships are truly priceless in my opinion.

I’ve got five friends that I have known since I was a young child that are in this group. We all still live in the same area and see each other regularly. In addition, I would say there are another 10-20 people that are very close to this level and that includes neighbors, friends that I have met through work, etc.

dotster hosting asks:

My question is do you really like your blog and the post you write.
Derek: Yep, I love all of my blogs and most of the posts that I write – some turn out to be less than I pictured in my head.

Trouble Sleeping asks:

Meeting with people and interacting with them is definitely hard for me too. I’m more of the type of person who only speaks when I have something to say so people take my personality the wrong way. Good luck to ya man.
Derek: Thanks, I’m much the same and will usually not try to lead a conversation. I tend to choose my words carefully.

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